Professional Indemnity Insurance

Professional indemnity insurance, also known as PI insurance or indemnity insurance, can help protect you if claims are brought against you by a client due to a problem with work you have done for them.

You may need professional indemnity insurance if you:

  • Provide advice to your clients
  • Handle data belonging to a client or business 
  • Are responsible for a client’s intellectual property 
  • Provide a professional service and could be challenged on your work. You may feel confident in the quality of your work, but any small business is vulnerable to a claim of negligence when professional advice or services fail to meet a client’s expectations and cause financial loss. 


Liability Insurance Quotes NZ can help protect you if claims are brought against you by a client due to problems with work you have done for them.

Professional indemnity cover protects you against risks such as:

Risk Example

Failing in your ‘duty of care’ to your client, such as giving incorrect advice or making a mistake in your work.

Intellectual property

Unintentional infringement of copyright, trademarks or broadcasting rights. This includes any limitation or passing another’s products/services off as your own.

Loss of professional documents/data

Includes damaged, missing or destroyed data belonging to a client or business while in your possession.


A director, employee or self-employed freelancer contracted to you is involved in a theft from the client.


Using or producing any material about other companies that may cause offence and that risks going beyond the intended internal audience, such as using case studies during an internal training session.

Find the right level of cover for your business

When working out the right level of cover for your business, you should consider the:

  • Size of the contract and client
  • Potential cost of your defence costs if it came to the worst
  • Maximum compensation that could be awarded against you. 

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Why Liability Insurance Quotes NZ

Personalised Advice Service

Insurance and financial planning is not about “one size fits all”.  We will provide personalised advice and service that works in the best interests of you, your family and your business. 

Professional team

Our Advisers are professional with industry relevant qualifications, who pride themselves on keeping up with current trends while also meeting regulatory requirements.

Liability Insurance Quotes NZ

At Liability Insurance Quotes NZ, we offer a truly personalised service to make certain you are getting the best levels of service and the commercial business insurance you need to protect your business.

Better Terms

We're confident that the insurance terms that we will put forward can meet your requirements better than any other broker or adviser in terms of service, and product.

No queue waiting

You will not stand in a queue waiting to see one of our Advisers. We pride ourselves on being easily accessible to our clients, in our office or at your home, at a time that suits you.

No Fees

We can offer a range of finance options, including direct debit to ease the payments, and cover can be arranged instantly over the phone in most cases. If we can’t arrange cover immediately we will always keep you fully updated