Contents Insurance

All the little things you own add a lot to your life. We make sure you can replace them with one of New Zealand’s leading insurer’s contents policies.

Contents insurance pays for damage to, or loss of, an individual’s personal possessions while they are located within that individual’s home. Some contents insurance policies also provide restricted cover for personal possessions temporarily taken away from the home by the policyholder.

In this context "possessions" means anything that is not permanently attached to the structure of the home (possessions that are permanently attached to the structure of the home can only be insured via home insurance.) Some contents policies may also include possessions kept in outbuildings or in the garden area attached to the house.

You’ll also receive some great benefits like personal liability cover and alternative accommodation.  There are added benefits with comprehensive replacement contents cover, including; transit cover for your contents if you move house; and replacement value for most contents - which means for a total loss, we’ll replace your contents with a brand new item. 

Contents insurance is usually sold alongside home insurance but it can also be purchased as a stand-alone policy, especially for those who are renting rather than owning their home.

Did you know that if your mobile device is lost or stolen, we can cover you for costs from unauthorised use? Talk to your Broker or Adviser about this benefit under our Maxi option. Or use our Insurance Broker Locator to find a broker near you.

HELP is available to you 24-hours, 7 days a week as part of your Residential Home policy – at no extra cost – to you and the members of your immediate family who live with you.

Our customers can call us anytime for assistance if they are involved in an accident or disaster anywhere in New Zealand – even if there’s no insurance claim involved.  
If you’ve got a problem with a leaking roof in the middle of the night, broken glass, locked your keys in the car, or if you just need emergency advice – you can call us straight away.

Get A Quote

It is important to note that limits, excesses, terms, conditions and exclusions apply to the policies referred to. Please refer to the policy wording for details of cover. The provision of cover is subject to the underwriting criteria that apply at the time.

Do you need more information?
If you’d like to know more or speak to one of our friendly team members please

contact us

Why Liability Insurance Quotes NZ

Personalised Advice Service

Insurance and financial planning is not about “one size fits all”.  We will provide personalised advice and service that works in the best interests of you, your family and your business. 

Professional team

Our Advisers are professional with industry relevant qualifications, who pride themselves on keeping up with current trends while also meeting regulatory requirements.

Liability Insurance Quotes NZ

At Liability Insurance Quotes NZ, we offer a truly personalised service to make certain you are getting the best levels of service and the commercial business insurance you need to protect your business.

Better Terms

We're confident that the insurance terms that we will put forward can meet your requirements better than any other broker or adviser in terms of service, and product.

No queue waiting

You will not stand in a queue waiting to see one of our Advisers. We pride ourselves on being easily accessible to our clients, in our office or at your home, at a time that suits you.

No Fees

We can offer a range of finance options, including direct debit to ease the payments, and cover can be arranged instantly over the phone in most cases. If we can’t arrange cover immediately we will always keep you fully updated