All the little things you own add a lot to your life. We make sure you can replace them with one of New Zealand’s leading insurer’s contents policies.
Contents insurance pays for damage to, or loss of, an individual’s personal possessions while they are located within that individual’s home. Some contents insurance policies also provide restricted cover for personal possessions temporarily taken away from the home by the policyholder.
In this context "possessions" means anything that is not permanently attached to the structure of the home (possessions that are permanently attached to the structure of the home can only be insured via home insurance.) Some contents policies may also include possessions kept in outbuildings or in the garden area attached to the house.
You’ll also receive some great benefits like personal liability cover and alternative accommodation. There are added benefits with comprehensive replacement contents cover, including; transit cover for your contents if you move house; and replacement value for most contents - which means for a total loss, we’ll replace your contents with a brand new item.
Contents insurance is usually sold alongside home insurance but it can also be purchased as a stand-alone policy, especially for those who are renting rather than owning their home.
Did you know that if your mobile device is lost or stolen, we can cover you for costs from unauthorised use? Talk to your Broker or Adviser about this benefit under our Maxi option. Or use our Insurance Broker Locator to find a broker near you.
HELP is available to you 24-hours, 7 days a week as part of your Residential Home policy – at no extra cost – to you and the members of your immediate family who live with you.
Our customers can call us anytime for assistance if they are involved in an accident or disaster anywhere in New Zealand – even if there’s no insurance claim involved.
If you’ve got a problem with a leaking roof in the middle of the night, broken glass, locked your keys in the car, or if you just need emergency advice – you can call us straight away.
It is important to note that limits, excesses, terms, conditions and exclusions apply to the policies referred to. Please refer to the policy wording for details of cover. The provision of cover is subject to the underwriting criteria that apply at the time.